Cathay Life Group Insurance (Foreign students health insurance)
I. Coverage
1. Outpatient/Emergency treatment benefit：
While this Policy is still effective, if the Insured suffers an illness or injury and receives (emergency) treatment at a hospital/clinic as an outpatient, the company will reimburse all medical expenses incurred. However, the payment of benefit shall not exceed the limit of 1,000 NTD (per visit).
2. Daily hospital room benefit：
While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.
1. Balance billing on hospital rooms .
2. Food, except for nutrients provided through tube feeding .
3. Nursing care fee excluding special nurse fee.
However, the payment of benefit shall not exceed the limit of 1,000 NTD (per day).
3. Hospital miscellaneous benefit：
While this Policy is still effective, if the Insured suffers an illness or injury and receives treatment at a hospital as an inpatient, the company will reimburse the following expenses incurred.
1. Physician instructions medication.
2. Blood, except for blood transfusions deemed necessary by a doctor providing emergency care.
3. Registration fee and cost of obtaining related certificates.
4. Ambulance fee
5. Operation fee.
6. Operation room, post-operative recovery room, emergency room or and the application of its equipment.
7. Materials fee.
8. Laboratory tests, electrocardiogram, basal metabolic rate check.
9. Rehabilitation therapy.
10. Anesthetics, oxygen, and its application.
11. Therapeutic radiology.
12. Hemodialysis.
13. Injection and its liquid medicine.
14. Laboratory examination.
15. Treatment.
However, the payment of benefit shall not exceed the limit of 120,000 NTD
(per hospitalization).
II. The provisions of the insured
Insurer qualifications：Limited to foreign students(including Mainland China students and Overseas Chinese students).
Insured age limit：From 15 years old to 50 years old.
Insured’s name shall be specified in the policy.
Policy period/term：One year.
Premium mode：Yearly, Half yearly, Quarterly , Monthly
Note：
1. The above information is for reference only. For details of the terms and conditions, please refer to the policy contract (Chinese version).
2. The terms and conditions of insurance policy (Chinese version) shall prevail if if there is any inconsistency between the above information and the insurance policy.
